Working holiday insurance for New Zealand.

Visiting Singapore? Care is excellent and expensive. Living here and going abroad? MediShield Life does not pay overseas. Here is what to check.

A Schengen visa needs travel medical cover of at least 30,000 euros, valid in every Schengen country, with repatriation. Here is what passes, and what doesn’t.

Visiting Malaysia? Public hospitals charge foreigners full price. Living here and going abroad? Your cover at home stays at home. Here is what to check.

Thailand doesn’t ask tourists for insurance. But hospitals want a payment guarantee before they treat you, and private care is not cheap. Here is what to know.

Japan doesn’t ask tourists for insurance yet. But visitors pay the full bill, and unpaid bills can get you refused entry next time. Here is what to know.

The US doesn’t ask visitors for insurance. But a few days in hospital can cost more than a car. Here is what care costs, and what a visitor plan must cover.

Indonesia doesn’t ask tourists for insurance yet. But a broken leg in Bali can cost over 160 million rupiah, and serious cases can need a flight out. Here is what to know.

Dubai’s law says visitors must be insured, and the 5-year tourist visa asks for proof. Care is good but private, and an unpaid bill can stop you leaving.

Vietnam doesn’t ask tourists for insurance. But private hospitals cost a lot, and a motorbike crash can stop you leaving the country. Here is what to know.

Public care in Spain is free with an EHIC or GHIC. Private clinics, dental care and the flight home are not. Here is what the card leaves to you in Spain.

Mexico doesn’t ask tourists for insurance. Private hospitals in big cities are good, but most want payment first, and Medicare won’t pay.

Care in France is not free, even with an EHIC or GHIC. You pay upfront, claim back part, and the flight home is never covered. Here is what to check.

The EHIC and GHIC work in Italy’s public system, but you still pay fees, most medicines and any private doctor. Here is the Italian bill the card leaves you.

With an EHIC or GHIC, most care in Germany costs little. Private extras, mountain rescue and the flight home are on you. Here is what to check.

Public care in Portugal is mostly free with an EHIC or GHIC. Private clinics, medicines and the flight home are not. Here is what to check before you fly to Portugal.

Costa Rica doesn’t ask tourists for insurance. Only first emergency care is free, private clinics want payment first, and extensions have their own rules.

Most tourists need no visa and no policy for Colombia. If you do need a visa, insurance is part of it. Private clinics want payment first.

Korea doesn’t ask tourists for insurance, and the national scheme is not for short trips. Hospitals expect you to pay on the spot, then claim.

The 417 and 462 visas don’t make you buy health insurance. But you pay every medical bill yourself, unless your passport gets you limited Medicare. Here is who is covered and what to buy.