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Ankyro
Find my plan

AnkyroHow it works

From first question to covered, in 5 steps.

You do about 15 minutes of work in total. Ankyro and a licensed broker do the rest.

Find my plan

On 1 page

You talk. Ankyro does the paperwork.

You fill in part A by chatting. Ankyro does part B. A licensed broker signs off part C.

Application for health coverFiled through Ankyro
A

You talk

5 minutes of chat. Where you live, who needs cover, your budget, your health.

Who needs cover
Me, my partner, our daughter
Where you’ll live
Lisbon, from March
Health
Mild asthma
Budget
Under €350 a month
B

Ankyro does the work

Reads the fine print of every plan, picks the 3 that fit, fills in the forms.

Plans read
14 plans, 412 pages
Best fit
Worldwide, without the US
Filled in from your chat
31 of 40 fields
Left for you
9 fields, about 4 minutes
Your signature
C

A broker files it

A licensed broker checks your application and sends it to the insurer.

Checked by
Our licensed broker partner
Sent to
The insurer
Decision
Usually 1 to 5 days
You pay
The insurer, directly
  1. 01

    Tell us about you

    Chat for 5 minutes. Where you live, where you travel, who needs cover, your budget and any health conditions. Plain questions, no jargon.

    5 min
  2. 02

    We compare the plans

    Ankyro reads the fine print of plans from many insurers and picks the 3 that fit you. Each one gets 1 plain line: what it’s good at, and what it leaves out.

    Seconds
  3. 03

    You pick and sign

    Ask anything about the plans. When you choose, Ankyro fills in the application from your chat. You check it and sign online. Upload a passport photo if the insurer asks.

    10 min
  4. 04

    A licensed broker files it

    Our licensed broker partner checks every application and sends it to the insurer. The insurer reviews your health answers. Sometimes they accept as is, sometimes they add a condition. You see it before you agree to anything.

    1 to 5 days
  5. 05

    You pay, you’re covered

    You pay the insurer directly, at the same price as buying from them. Your policy arrives by email. After that, message Ankyro on WhatsApp or use your dashboard for claims, questions and renewal.

    Same day

What you get back

Not 40 plans. 1 clear answer.

Ankyro tells you which plan it would pick for you and why. Then what you’d give up with the other 2.

For Maya, her partner and their daughter, 4 · Moving to LisbonExample
Ankyro’s pick

Worldwide, without the US.€312 a month.

  • Your asthma is covered from month 13. The cheapest plan never covers it.
  • GP and specialist visits are paid in full, not 80%.
  • You said you never go to the US, so you don’t pay €139 a month for it.
Why not the others
Europe and Asia only, €268
€44 a month less, but your asthma is never covered and you pay €1,000 first each year.
Worldwide, with the US, €451
The same as our pick, plus the US, for €139 more a month.
Where they differ
PlanBest fit for youWorldwide, without the USCheapestEurope and Asia onlyMost coverWorldwide, with the US
Monthly price, family of 3€312a month€268a month€451a month
You pay first, per year€500€1,000€500
GP and specialistsFull80%Full
AsthmaAfter 12 monthsNot coveredAfter 12 months
DentalCheck-upsNoCheck-ups
Cover in the USNoNoYes

The same on all 3: hospital stays paid in full, and cover in France and Indonesia.

Example for a family of 3 moving to Portugal, 1 adult with mild asthma. Real prices depend on your ages, your country and your answers.

Find my 3 plans 5 minutes of chat. Free.

Who does what

3 parts. Each with 1 job.

It helps to know who is who. Here’s the whole chain.

Before you start

Have these close by.

You don’t need them to chat. You’ll need them to apply. Write to hello@ankyro.com if you’re missing something.